 |
| Payment Histories Increase NOTE values |
Thursday, July 31, 2014
Wednesday, July 30, 2014
Tuesday, July 29, 2014
Monday, July 28, 2014
Friday, July 25, 2014
Are you the bank? Selling property on Land Contracts, Mortgage or Trust Deed?
 |
| Hints & Tips How to Sell on Owner - Finance |
Thursday, July 24, 2014
Protect Your Mortgage Note: Owner Finance : Seller Options
 |
| Apex Mortgage Partners - Protect Your Mortgage Note |
Wednesday, July 23, 2014
Tuesday, July 22, 2014
Monday, July 21, 2014
Make $$$ Brokering / Referring Owner Finance RE Mortgage Notes
 |
| Make $$$ Brokering / Referring Owner Financed RE Mortgage Notes |
Friday, July 18, 2014
Get Cashed Out Today on Your Mortgage Notes
 |
| Selling Mortgage Notes Safely & Securely - Get cashed out today! www.apexmortgagepartners.com |
Thursday, July 17, 2014
Wednesday, July 16, 2014
Tuesday, July 15, 2014
Learn how to sell your notes safely and securely, for the most cash.
 |
| Apex Mortgage Partners Learn how to sell your notes safely and securely, for the most cash. |
Mortgage Note Funding
Learn about how to sell your property on owner financing and sell the note for cash!
Monday, July 14, 2014
Friday, July 11, 2014
Sell Your Notes PDF Download - from Apex Mortgage Partners
Thursday, July 10, 2014
Value of Owner Financed Mortgage Notes
Sell your owner financed property notes safely and get all the cash you need within 10-15 business days.
Wednesday, July 9, 2014
Protect Your Mortgage Note - Owner Financed Note
Protect Your Mortgage Note
A buyer failing to make payments on the mortgage note isn’t your only worry.
Understandably, a buyer that stops making payments is a major concern when using owner financing. After all, a seller-financed note is a very valuable asset.
Unfortunately many sellers fail to protect their asset when it comes to another area…verifying current property insurance and taxes.
Next to delinquent payments, the most common default by buyers is failure to keep the property insured and the real estate taxes current.
In fact many buyers will make their monthly note payments but fail to pay the insurance premium or real estate tax installment.
Sadly, a lapse in insurance can be devastating to both the buyer and the seller. If the property burns down and is not insured, the seller will probably never see another payment from the buyer.
If a buyer fails to pay the real estate taxes for long enough the county can actually foreclose on the property. In most states, the lien for county taxes even takes priority over mortgage note holders, leaving an unsuspecting seller high and dry.
The solution?
Verify the insurance and taxes are current and require the buyer to submit proof!
For insurance, require a copy of the declaration page showing the buyer as the insured owner and the seller as the insured mortgagee. Next call the insurance company to verify the policy is current and the annual premium has been paid. As the mortgagee listed on the policy you should receive notice of cancellation but it is safer to verify on or before the date premiums are due from the buyer.
To verify taxes are current simply check the county records using the property address or tax parcel identification number. This can be done with a phone call, a visit to the county tax assessor, or online.
Most documents require the buyer to keep taxes and insurance current and failure to do so qualifies as default under the note. Sellers can demand the default is immediately cured or start foreclosure.
Sellers as lien holders may also elect to pay the delinquent amount to protect their interest and add back to the amount due, depending on the terms of the actual note, mortgage, deed of trust, or contract.
Some sellers prefer to avoid the headache by setting up reserves through a third party servicing agent. This way the buyer pays an amount equal to 1/12th the annual amount for taxes and insurance establishing an escrow reserve account from which the bills can be paid.
A note buyer will also verify the taxes and insurance are current should the note holder ever decide to sell the mortgage note, trust deed, or contract.
Whatever the method, smart sellers know to protect their valuable asset by verifying the real estate taxes and hazard insurance are being kept current on the property!
Tuesday, July 8, 2014
Why sell MY Mortgage Note?
Why Sell My Mortgage Note?
Many sellers discover they would now prefer cash today rather than the small amount that trickles in each month.
Here are just a few reasons people have sold all or part of their seller financed mortgage notes for cash:
- Retirement
- Taxes
- Investment Opportunity
- Expensive Medical Care
- Vacation
- College Tuition
- Unexpected Financial Changes
- Peace of Mind – no more worrying if the buyer is going to make late payments or having to foreclose
- Accounting headaches, IRS regulations, paperwork hassles and the list goes on…
Discover Your Options – Request a Free Note Analysis
The only way to decide what is best for your situation is to know the options available.
When you request a free note analysis it reveals the current market value of your payments - similar to what a real estate appraisal provides for real property. Sometimes referred to as a “note appraisal” or “request for quote,” it lets you know how much your future payments are worth in cash dollars today!
We recommend having your note reviewed once a year as note values change based on market conditions.
Click Here to Receive Your Free Note Analysis!
Monday, July 7, 2014
Thursday, July 3, 2014
Owner Finance - Sell your property yourself!
Learn how to selling your property yourself and net you more cash!
http://www.apexmortgagepartners.com
Tuesday, July 1, 2014
Sell Property Quick with Seller Financing
Visit: www.ApexMortgagePartners.com or click image to connect.
Subscribe to:
Posts (Atom)